:root {
  --primary: #073796;
  --secondary: #035fb7;
  --background: #f4f8ff;
  --card: #ffffff;
  --text: #1d2939;
  --muted: #667085;
  --line: #d9e6f7;
  --success: #16a34a;
  --danger: #dc2626;
  --warning: #f59e0b;
  --ink: #0f172a;
  --cyan: #00a7f7;
  --gold: #f4b740;
  --soft: #eef4ff;
  --shadow: 0 14px 38px rgba(7, 55, 150, 0.11);
  --radius: 14px;
  --speed: 0.24s ease;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  min-height: 100vh;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif;
  color: var(--text);
  background:
    linear-gradient(135deg, rgba(3, 95, 183, 0.1), transparent 34%),
    linear-gradient(315deg, rgba(244, 183, 64, 0.12), transparent 28%),
    var(--background);
}

body.dark {
  --background: #101827;
  --card: #172033;
  --text: #eef4ff;
  --muted: #aab6cf;
  --line: #2b3852;
  --shadow: 0 18px 38px rgba(0, 0, 0, 0.32);
}

a {
  color: inherit;
  text-decoration: none;
}

a:focus,
a:hover {
  text-decoration: none;
}

button,
input,
select,
textarea {
  font: inherit;
}


button {
  cursor: pointer;
}

.app-header {
  position: sticky;
  top: 0;
  z-index: 50;
  border-bottom: 1px solid var(--line);
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(16px);
}

body.dark .app-header {
  background: rgba(16, 24, 39, 0.92);
}

.header-inner,
.footer-inner,
.container {
  width: min(1180px, calc(100% - 32px));
  margin: 0 auto;
}

.header-inner {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 16px;
  align-items: center;
  min-height: 76px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 800;
}

.brand-mark {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  border-radius: 10px;
  color: #fff;
  background: linear-gradient(135deg, var(--primary), var(--cyan));
  box-shadow: var(--shadow);
}

.brand small {
  display: block;
  color: var(--muted);
  font-weight: 600;
}

.nav {
  display: flex;
  justify-content: center;
  gap: 6px;
}

.nav a {
  padding: 10px 12px;
  border-radius: 10px;
  color: var(--muted);
  font-weight: 700;
  transition: background var(--speed), color var(--speed);
}

.nav a:hover,
.nav a.active {
  color: var(--primary);
  background: var(--soft);
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 8px;
}

.search {
  width: 220px;
  padding: 10px 12px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: var(--card);
  color: var(--text);
}

.icon-btn,
.hamburger {
  display: grid;
  place-items: center;
  min-width: 40px;
  height: 40px;
  padding: 0 10px;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: var(--card);
  color: var(--text);
  font-size: 0.82rem;
  font-weight: 900;
}

.hamburger {
  display: none;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 42px;
  padding: 10px 16px;
  border: 1px solid transparent;
  border-radius: 10px;
  font-weight: 800;
  transition: transform var(--speed), box-shadow var(--speed), background var(--speed);
}

.btn:hover {
  transform: translateY(-1px);
}

.btn-primary {
  color: #fff;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  box-shadow: 0 13px 26px rgba(7, 55, 150, 0.24);
}

.btn-secondary {
  color: var(--primary);
  border-color: var(--line);
  background: var(--card);
}

.btn-gold {
  color: #172033;
  background: linear-gradient(135deg, #ffe09a, var(--gold));
  box-shadow: 0 13px 24px rgba(244, 183, 64, 0.22);
}

.btn-danger {
  color: #fff;
  background: var(--danger);
}

.dropdown {
  position: relative;
}

.dropdown-panel {
  position: absolute;
  top: calc(100% + 10px);
  right: 0;
  min-width: 240px;
  padding: 10px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--card);
  box-shadow: var(--shadow);
  opacity: 0;
  visibility: hidden;
  transform: translateY(-8px);
  transition: opacity var(--speed), transform var(--speed), visibility var(--speed);
}

.dropdown.open .dropdown-panel {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown-panel a,
.dropdown-panel button,
.dropdown-panel .notice-row {
  display: flex;
  width: 100%;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 10px;
  border: 0;
  border-radius: 8px;
  background: transparent;
  color: var(--text);
  text-align: left;
}

.dropdown-panel a:hover,
.dropdown-panel button:hover {
  background: rgba(37, 99, 235, 0.09);
}

.mobile-drawer {
  position: fixed;
  inset: 0 auto 0 0;
  z-index: 80;
  width: min(320px, 86vw);
  padding: 24px;
  background: var(--card);
  box-shadow: var(--shadow);
  transform: translateX(-105%);
  transition: transform var(--speed);
}

.mobile-drawer.open {
  transform: translateX(0);
}

.drawer-links {
  display: grid;
  gap: 8px;
  margin-top: 24px;
}

.drawer-links a {
  padding: 12px;
  border-radius: 10px;
  background: rgba(37, 99, 235, 0.08);
  font-weight: 800;
}

main {
  min-height: calc(100vh - 170px);
}

/* Fixed header overlap safety (critical) */
:root { --tg-header-h: 90px; }
#main-content { padding-top: var(--tg-header-h); }

/* Typography enforcement (production) */
body {
  line-height: 1.7;
}

h1,
.h1,
h2,
.h2,
h3,
.h3,
h4,
.h4,
h5,
.h5,
h6,
.h6 {
  font-weight: 800;
}

p,
li,
label,
input,
textarea,
select {
  font-weight: 400;
  color: #475569;
}

/* Premium enterprise navbar specs (DISABLED: navbar is source-of-truth in site.css) */
.tz-nav{
  display:none;
  position:fixed;

  top:0;
  left:0;
  right:0;
  height:90px;
  z-index:90;
  background:rgba(245,247,251,0.55);
  backdrop-filter:blur(18px);
  border-bottom:1px solid rgba(217,230,247,0.65);
  transition:background-color .2s ease, box-shadow .2s ease, border-color .2s ease;
}

.tz-nav .container{height:100%;}

.tz-nav.is-scrolled,
.tz-nav.scrolled{
  background:#ffffff;
  box-shadow:0 18px 38px rgba(15,23,42,0.14);
  border-bottom:1px solid rgba(217,230,247,0.95);
}

/* Container system (spec) */
.container{
  max-width:1400px;
  width:100%;
  margin:auto;
  padding:0 32px;
}

/* Services mega-menu (premium card) */
.tz-nav-dropdown--services .tz-nav-mega{
  display: none;
  position: absolute;
  top: calc(100% + 14px);
  left: 0;
  width: 360px;
  z-index: 120;
}

.tz-nav-dropdown--services.open .tz-nav-mega{
  display: block;
}

.tz-nav-mega-inner{
  background: #ffffff;
  border-radius: 18px;
  padding: 20px;
  box-shadow: 0 20px 60px rgba(15,23,42,.12);
  transform: translateY(10px);
  opacity: 0;
  animation: tzMegaIn .24s ease forwards;
}

@keyframes tzMegaIn{
  to{
    transform: translateY(0);
    opacity: 1;
  }
}

.tz-nav-mega-col{
  display: grid;
  gap: 10px;
}

.tz-nav-mega-item{
  display: grid;
  grid-template-columns: 40px 1fr;
  grid-template-rows: auto auto;
  column-gap: 12px;
  row-gap: 4px;
  align-items: start;

  padding: 12px 12px;
  border-radius: 14px;
  border: 1px solid rgba(37,99,235,.18);
  background: transparent;
  transition: background .2s ease, border-color .2s ease, transform .2s ease;
}

.tz-nav-mega-icon{
  grid-row: 1 / span 2;
  width: 40px;
  height: 40px;
  border-radius: 14px;
  background: #f1f5ff;
  display: grid;
  place-items: center;
  color: #2563eb;
  font-weight: 900;
}

.tz-nav-mega-title{
  font-weight: 800;
  color: #0f172a;
  font-size: 0.98rem;
  line-height: 1.25;
}

.tz-nav-mega-desc{
  grid-column: 2;
  color: #475569;
  font-size: 0.88rem;
  line-height: 1.35;
}

.tz-nav-mega-item:hover{
  background:#f8fafc;
  border-color:#2563eb;
  transform:translateX(6px);
}

/* Footer redesign (premium enterprise) */
.tz-footer {
  position: relative;
  padding: 60px 0 32px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  background: linear-gradient(180deg, #16386f 0%, #12315f 100%);
  color: #f8fbff;
  overflow: hidden;
}

.tz-footer::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.04), transparent 45%);
}

.tz-footer-shell {
  position: relative;
  z-index: 1;
  max-width: 1400px;
}

.tz-footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.7fr 0.7fr 1fr;
  gap: 44px;
  align-items: start;
}

.tz-footer-col {
  min-width: 0;
}

.tz-footer-col--brand {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}

.tz-footer-brand {
  display: inline-flex;
  align-items: center;
  justify-content: flex-start;
  margin-bottom: 12px;
  padding: 10px 12px;
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.08);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.16);
}

.tz-footer-logo {
  width: 178px;
  max-width: 100%;
  height: auto;
  display: block;
  object-fit: contain;
  filter: drop-shadow(0 12px 22px rgba(0, 0, 0, 0.22));
}

.tz-footer-intro {
  display: grid;
  gap: 8px;
}

.tz-footer-tagline {
  margin: 0;
  color: #ffffff;
  font-size: 1rem;
  font-weight: 700;
  line-height: 1.55;
}

.tz-footer-copy {
  margin: 0;
  max-width: 34rem;
  color: rgba(248, 250, 253, 0.84);
  font-size: 0.95rem;
  line-height: 1.7;
}

.tz-footer-cta-group {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 16px;
}

.tz-footer-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 0 16px;
  border-radius: 999px;
  border: 1px solid rgba(255, 255, 255, 0.16);
  font-weight: 800;
  transition: transform var(--speed), box-shadow var(--speed), border-color var(--speed), background var(--speed);
  text-decoration: none;
}

.tz-footer-btn:hover {
  transform: translateY(-3px);
  box-shadow: 0 16px 32px rgba(7, 55, 150, 0.24);
}

.tz-footer-btn--primary {
  color: #0f2347;
  background: linear-gradient(135deg, #ffe09a 0%, var(--gold) 100%);
  border-color: rgba(244, 183, 64, 0.32);
}

.tz-footer-btn--secondary {
  color: #f8fbff;
  background: rgba(255, 255, 255, 0.08);
  backdrop-filter: blur(10px);
}

.tz-footer-social {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 16px;
}

.tz-social-btn {
  display: grid;
  place-items: center;
  width: 44px;
  height: 44px;
  border-radius: 14px;
  border: 1px solid rgba(255, 255, 255, 0.14);
  background: rgba(255, 255, 255, 0.12);
  box-shadow: 0 12px 24px rgba(7, 24, 46, 0.16);
  color: #ffffff;
  font-weight: 900;
  transition: transform var(--speed), box-shadow var(--speed), background var(--speed);
  text-decoration: none;
}

.tz-social-btn:hover {
  transform: translateY(-4px);
  box-shadow: 0 18px 40px rgba(7, 24, 46, 0.24);
  background: rgba(255, 255, 255, 0.2);
}

.tz-social-btn--in { background: rgba(10, 102, 194, 0.16); }
.tz-social-btn--yt { background: rgba(255, 0, 0, 0.16); }
.tz-social-btn--fb { background: rgba(24, 119, 242, 0.16); }
.tz-social-btn--x { background: rgba(15, 23, 42, 0.2); }

.tz-footer-heading {
  margin: 0 0 10px;
  color: #ffffff;
  font-size: 1rem;
  font-weight: 700;
}

.tz-footer-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 8px;
}

.tz-footer-link {
  display: inline-flex;
  align-items: center;
  color: rgba(248, 250, 253, 0.9);
  font-size: 0.95rem;
  font-weight: 600;
  line-height: 1.45;
  position: relative;
  padding-bottom: 2px;
  text-decoration: none;
  transition: color var(--speed), transform var(--speed);
}

.tz-footer-link::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 1px;
  background: rgba(244, 183, 64, 0.72);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.25s ease;
}

.tz-footer-link:hover {
  color: #ffffff;
  transform: translateX(2px);
}

.tz-footer-link:hover::after {
  transform: scaleX(1);
}

.tz-footer-contact {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 9px;
}

.tz-footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 8px;
}

.tz-footer-contact-icon {
  width: 20px;
  text-align: center;
  margin-top: 2px;
  color: var(--gold);
}

.tz-footer-contact-text {
  color: rgba(248, 250, 253, 0.86);
  font-size: 0.94rem;
  line-height: 1.6;
}

.tz-contact-line {
  display: block;
}

.tz-footer-contact-link {
  color: #ffffff;
  font-weight: 800;
  text-decoration: none;
  border-bottom: 1px solid rgba(244, 183, 64, 0.3);
}

.tz-footer-contact-link:hover {
  border-color: rgba(244, 183, 64, 0.56);
}

.tz-footer-directions {
  display: inline-flex;
  margin-top: 12px;
  color: #ffffff;
  font-size: 0.92rem;
  font-weight: 800;
  text-decoration: none;
  border-bottom: 1px solid rgba(244, 183, 64, 0.3);
  transition: border-color var(--speed), transform var(--speed);
}

.tz-footer-directions:hover {
  transform: translateY(-2px);
  border-color: rgba(244, 183, 64, 0.56);
}

.tz-footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  margin-top: 24px;
  padding-top: 16px;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
}

.tz-footer-bottom-left {
  color: rgba(248, 250, 253, 0.84);
  font-weight: 800;
}

.tz-footer-bottom-links {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
}

.tz-footer-bottom-link {
  color: rgba(248, 250, 253, 0.86);
  font-weight: 800;
  text-decoration: none;
  position: relative;
  padding-bottom: 3px;
}

.tz-footer-bottom-link::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 1px;
  background: rgba(244, 183, 64, 0.72);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.25s ease;
}

.tz-footer-bottom-link:hover {
  color: #ffffff;
}

.tz-footer-bottom-link:hover::after {
  transform: scaleX(1);
}

@media (max-width: 1024px) {
  .tz-footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 28px;
  }
}

@media (max-width: 640px) {
  .tz-footer {
    padding: 48px 0 24px;
  }

  .tz-footer-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .tz-footer-col--brand {
    align-items: center;
    text-align: center;
  }

  .tz-footer-brand,
  .tz-footer-cta-group,
  .tz-footer-social {
    justify-content: center;
  }

  .tz-footer-btn {
    width: 100%;
  }

  .tz-footer-brand {
    display: flex;
  }

  .tz-footer-logo {
    width: 180px;
    margin: 0 auto;
  }

  .tz-footer-bottom {
    flex-direction: column;
    align-items: center;
    text-align: center;
  }
}

.tz-nav-shell{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:48px;
}

.tz-nav-links{
  display:flex;
  align-items:center;
  gap:42px;
}

/* Nav links (premium) */
.tz-nav-link{
  text-decoration:none;
  font-weight:600;
  position:relative;
  padding:10px 0;
  color:rgba(7,24,46,0.85);
}

/* Active indicator (premium): pill background + subtle shadow only */
.tz-nav-link::after{ content:none; }

.tz-nav-link:hover::after{ transform:none; }

.tz-nav-link.active::after,
.tz-nav-link.active:hover::after{ transform:none; }



/* Login + Get Started */
.tz-login-btn{
  border:1px solid #d1d5db;
  border-radius:999px;
  padding:12px 24px;
  text-decoration:none;
  font-weight:600;
  transition:.3s;
}

.tz-login-btn:hover{background:#f3f4f6;}

.tz-nav-link--cta{
  border-radius:999px;
  padding:12px 24px;
  border:0;
  text-decoration:none;
  font-weight:800;
  background:linear-gradient(135deg,#d4a017,#f5c451);
  color:#172033;
  box-shadow:0 13px 26px rgba(244,183,64,0.22);
  transition:transform .2s ease, filter .2s ease;
}

.tz-nav-link--cta:hover{transform:translateY(-2px); filter:brightness(0.99);}


/* Section spacing system (spec) */
:root {
  --section-space-desktop: 64px;
  --section-space-tablet: 56px;
  --section-space-mobile: 44px;


  /* Target compact spacing (production) */
  --hero-next-space-desktop: 60px;
  --hero-next-space-tablet: 50px;
  --hero-next-space-mobile: 40px;

  --cta-footer-space-desktop: 60px;
  --cta-footer-space-tablet: 50px;
  --cta-footer-space-mobile: 40px;

}

.page-section,
.tg-section,
.tz-section {
  padding: var(--section-space-desktop) 0;
}


@media (max-width: 991px) {
  .page-section,
  .tg-section,
  .tz-section {
    padding: var(--section-space-tablet) 0;
  }
}

@media (max-width: 767px) {
  .page-section,
  .tg-section,
  .tz-section {
    padding: var(--section-space-mobile) 0;
  }
}



.page-section {
  padding: var(--section-space-desktop) 0;
}



.hero{
  min-height: 320px;
  display:flex;
  align-items:center;
  justify-content:center;
  padding: 58px 0;
  color:#fff;


  background:
    radial-gradient(circle at 20% 20%, rgba(212,160,23,0.18), transparent 35%),
    radial-gradient(circle at 80% 10%, rgba(0,167,247,0.18), transparent 40%),
    linear-gradient(90deg, rgba(0,25,115,0.86), rgba(3,95,183,0.6)),
    url("/static/images/retirement-benefits.png") center / cover;
}


.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 360px;
  gap: 28px;
  align-items: end;
}

.hero h1,
.page-title h1 {
  margin: 0;
  max-width: 800px;
  font-size: clamp(2rem, 4.5vw, 4.4rem);
  line-height: 1.04;
}

.hero p,
.page-title p {
  max-width: 690px;
  color: rgba(255, 255, 255, 0.82);
  font-size: 1.08rem;
}

.hero-panel {
  padding: 18px;
  border: 1px solid rgba(255, 255, 255, 0.24);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.12);
  backdrop-filter: blur(12px);
}

.hero-kpis {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin-top: 18px;
}

.hero-kpis strong {
  display: block;
  font-size: 1.35rem;
}

.hero-kpis span {
  color: rgba(255, 255, 255, 0.76);
  font-size: 0.88rem;
}

.hero-actions,
.toolbar,
.form-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  align-items: center;
}

.page-title {
  padding: 46px 0 24px;
  background: linear-gradient(135deg, #003366, #005fa3, #a7dbff, #005585);
  color: #fff;
}

.eyebrow {
  margin: 0 0 10px;
  color: var(--cyan);
  font-weight: 900;
  letter-spacing: 0;
  text-transform: uppercase;
}

.grid {
  display: grid;
  gap: 18px;
}

.grid-2 {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.grid-3 {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.grid-4 {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.card,
.kpi,
.panel {
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: 16px;

  background: var(--card);
  box-shadow: var(--shadow);
  transition: transform var(--speed), box-shadow var(--speed), border-color var(--speed);
}

.card:hover,
.kpi:hover,
.panel.hoverable:hover {
  transform: translateY(-6px);
  border-color: rgba(3, 95, 183, 0.38);
  box-shadow: 0 22px 48px rgba(7, 55, 150, 0.16);
}

.card h3,
.panel h2,
.panel h3,
.kpi h3 {
  margin-top: 0;
}

.muted {
  color: var(--muted);
}

.band {
  background: var(--soft);
}

.section-heading {
  max-width: 760px;
  margin: 0 auto 32px;
  text-align: center;
}

.section-heading h2 {
  margin: 0 0 10px;
  color: #001973;
  font-size: clamp(1.8rem, 3vw, 2.35rem);
}

.section-heading p {
  margin: 0;
  color: var(--muted);
}

.intro-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: 34px;
  align-items: center;
}

.premium-image {
  width: 100%;
  border-radius: 18px;
  box-shadow: 0 24px 55px rgba(7, 55, 150, 0.18);
}

.trust-strip {
  padding: 28px 0;
  background: #eef7ff;
}

body.dark .trust-strip,
body.dark .band {
  background: #132238;
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
  text-align: center;
}

.trust-item {
  padding: 14px;
}

.trust-icon,
.card-icon {
  display: grid;
  place-items: center;
  width: 58px;
  height: 58px;
  margin: 0 auto 12px;
  border-radius: 16px;
  color: var(--primary);
  background: linear-gradient(180deg, #ffffff, #e7f2ff);
  font-weight: 900;
  box-shadow: 0 10px 24px rgba(7, 55, 150, 0.12);
}

.trust-item strong {
  display: block;
  color: var(--primary);
}

.solution-card {
  text-align: center;
}

.model-card {
  border: 2px solid rgba(7, 55, 150, 0.2);
  background: linear-gradient(180deg, #fff, #eef4ff);
}

.model-card h3 {
  color: var(--primary);
}

.check-list {
  display: grid;
  gap: 12px;
  padding: 0;
  margin: 0;
  list-style: none;
}

.check-list li {
  position: relative;
  padding-left: 28px;
  color: var(--text);
  line-height: 1.55;
}

.check-list li::before {
  content: "";
  position: absolute;
  top: 0.55em;
  left: 0;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--cyan);
  box-shadow: 0 0 0 5px rgba(0, 167, 247, 0.12);
}

.process-flow {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 26px;
  text-align: center;
}

.process-step {
  position: relative;
}

.process-step:not(:last-child)::after {
  content: ">";
  position: absolute;
  top: 78px;
  right: -19px;
  color: var(--secondary);
  font-size: 2.1rem;
  font-weight: 900;
}

.process-card {
  display: grid;
  place-items: center;
  width: 164px;
  height: 164px;
  margin: 0 auto;
  padding: 18px;
  border-radius: 50%;
  background: #fff;
  box-shadow: var(--shadow);
}

.process-card strong {
  color: var(--primary);
}

.phase-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}

.phase-card {
  padding: 22px;
  border-radius: 18px;
  background: #fff;
  box-shadow: var(--shadow);
}

.phase-card.highlight {
  background: linear-gradient(180deg, #fff, #eef4ff);
  border: 2px solid var(--primary);
}

.phase-label {
  display: inline-flex;
  padding: 9px 13px;
  margin-bottom: 14px;
  border-radius: 12px;
  color: #fff;
  background: var(--primary);
  font-weight: 900;
}

.founders-grid {
  gap: 40px;
  align-items: stretch;
  margin-top: 24px;
}

.founders-card {
  display: grid;
  grid-template-columns: minmax(220px, 0.9fr) minmax(0, 1.1fr);
  gap: 20px;
  align-items: center;
  padding: 24px;
  border: 1px solid rgba(212, 169, 81, 0.24);
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.86);
  box-shadow: 0 20px 44px rgba(15, 23, 42, 0.08);
  transition: transform var(--speed), box-shadow var(--speed);
}

.founders-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 28px 56px rgba(15, 23, 42, 0.12);
}

.founder-media {
  overflow: hidden;
  border-radius: 20px;
  border: 1px solid rgba(212, 169, 81, 0.24);
  background: #f7f9fd;
}

.founder-portrait {
  display: block;
  width: 100%;
  aspect-ratio: 4 / 5;
  object-fit: cover;
  border-radius: 20px;
  transition: transform 0.8s ease;
}

.founders-card:hover .founder-portrait {
  transform: scale(1.04);
}

.founder-info {
  display: grid;
  gap: 8px;
}

.founder-info h3 {
  margin: 0;
  color: var(--primary);
  font-size: 1.24rem;
}

.founder-role,
.founder-company {
  margin: 0;
  color: var(--muted);
  font-size: 0.95rem;
}

.founder-message {
  margin-top: 4px;
  line-height: 1.8;
}

.founders-quote-card {
  display: grid;
  gap: 10px;
  justify-items: center;
  margin-top: 24px;
  padding: 24px 28px;
  text-align: center;
  border: 1px solid rgba(212, 169, 81, 0.24);
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.9);
  box-shadow: 0 20px 44px rgba(15, 23, 42, 0.06);
}

.founders-quote-card p {
  margin: 0;
  max-width: 760px;
  color: var(--text);
  font-size: 1.02rem;
  line-height: 1.8;
}

.founders-quote-mark {
  color: var(--gold);
  font-size: 2.4rem;
  font-weight: 900;
  line-height: 1;
}

.founders-highlights {
  margin-top: 20px;
}

.cta-band {
  padding: 52px 0;

  color: #fff;
  text-align: center;
  background: linear-gradient(135deg, var(--primary), #002f7a);
}


.cta-band h2 {
  margin: 0 0 10px;
  font-size: clamp(1.8rem, 3vw, 2.5rem);
}

.cta-band p {
  max-width: 660px;
  margin: 0 auto 22px;
  color: rgba(255, 255, 255, 0.82);
}

.kpi-value {
  margin: 10px 0;
  color: var(--primary);
  font-size: 2rem;
  font-weight: 900;
}

.trend-up {
  color: var(--success);
}

.trend-down {
  color: var(--danger);
}

.table-wrap {
  overflow-x: auto;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--card);
}

table {
  width: 100%;
  border-collapse: collapse;
  min-width: 760px;
}

th,
td {
  padding: 14px;
  border-bottom: 1px solid var(--line);
  text-align: left;
  vertical-align: middle;
}

th {
  color: var(--muted);
  font-size: 0.84rem;
  text-transform: uppercase;
}

.badge {
  display: inline-flex;
  align-items: center;
  padding: 5px 9px;
  border-radius: 999px;
  font-size: 0.8rem;
  font-weight: 900;
}

.badge.success {
  color: #08602a;
  background: rgba(22, 163, 74, 0.14);
}

.badge.danger {
  color: #8b1010;
  background: rgba(220, 38, 38, 0.12);
}

.badge.warning {
  color: #8a5200;
  background: rgba(245, 158, 11, 0.15);
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.field {
  display: grid;
  gap: 7px;
}

.field label {
  color: var(--muted);
  font-weight: 800;
}

.field input,
.field select,
.field textarea {
  width: 100%;
  padding: 12px;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: var(--card);
  color: var(--text);
}

.field textarea {
  min-height: 130px;
  resize: vertical;
}

.contact-layout {
  align-items: start;
}

.contact-section-title {
  margin-top: 18px;
}

.contact-submit-btn {
  min-width: 220px;
  justify-content: center;
  gap: 8px;
}

.contact-submit-btn.contact-submit-btn--loading {
  cursor: wait;
  pointer-events: none;
}

.contact-btn__content {
  display: inline;
}

.contact-btn__loading-text {
  display: none;
  font-weight: 800;
}

.contact-btn__spinner {
  display: none;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  border: 2px solid rgba(255, 255, 255, 0.35);
  border-top-color: #fff;
  animation: contactSpin 0.8s linear infinite;
}

.contact-submit-btn--loading .contact-btn__content {
  display: none;
}

.contact-submit-btn--loading .contact-btn__loading-text,
.contact-submit-btn--loading .contact-btn__spinner {
  display: inline-block;
}

.contact-result {
  margin-top: 12px;
  padding: 14px 16px;
  border-radius: 12px;
  border: 1px solid transparent;
  background: rgba(15, 23, 42, 0.04);
  color: var(--muted);
}

.contact-result--error {
  border-color: rgba(220, 38, 38, 0.2);
  background: rgba(220, 38, 38, 0.08);
  color: #991b1b;
}

.contact-result__title {
  font-weight: 800;
  margin-bottom: 4px;
}

.contact-result__message {
  font-size: 0.95rem;
}

.contact-success-state {
  margin-top: 16px;
  padding: 24px;
  border-radius: 20px;
  border: 1px solid rgba(212, 169, 81, 0.28);
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.98), rgba(248, 250, 252, 0.94));
  box-shadow: 0 18px 45px rgba(15, 23, 42, 0.08);
  animation: contactFadeIn 0.35s ease;
}

.contact-success-state__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  margin-bottom: 14px;
  background: rgba(22, 163, 74, 0.12);
  color: #15803d;
  font-size: 1.3rem;
}

.contact-success-state__title {
  margin: 0 0 8px;
  color: var(--primary);
  font-size: 1.2rem;
  font-weight: 900;
}

.contact-success-state__lead {
  margin: 0 0 10px;
  color: var(--text);
  font-weight: 700;
}

.contact-success-state__body {
  margin: 0 0 10px;
  color: var(--muted);
  line-height: 1.65;
}

.contact-success-state__meta {
  margin-top: 12px;
  padding: 12px 14px;
  border-radius: 12px;
  background: rgba(15, 23, 42, 0.04);
  color: var(--text);
}

.contact-success-state__reference {
  display: block;
  margin-top: 6px;
  font-weight: 900;
  letter-spacing: 0.04em;
  color: var(--primary);
}

.contact-success-state__action {
  display: inline-flex;
  margin-top: 16px;
  padding: 10px 16px;
  border-radius: 999px;
  background: var(--primary);
  color: #fff;
  text-decoration: none;
  font-weight: 800;
}

@keyframes contactFadeIn {
  from {
    opacity: 0;
    transform: translateY(6px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes contactSpin {
  from {
    transform: rotate(0deg);
  }
  to {
    transform: rotate(360deg);
  }
}

.career-apply-sidebar {
  position: sticky;
  top: 90px;
}

.career-apply-sidebar__title {
  margin-top: 0;
  color: var(--primary);
}

.career-apply-sidebar__note {
  margin-bottom: 0;
  font-size: 13px;
}

.career-apply-field__hint {
  display: block;
  margin-top: 6px;
  font-size: 12px;
}

.career-apply-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 18px;
}

.career-apply-consent {
  margin-top: 14px;
  font-size: 13px;
}

.career-apply-result {
  margin-top: 14px;
}

.form-feedback {
  margin: 0;
  font-weight: 700;
}

.form-feedback--error {
  color: var(--danger);
}

.form-feedback--success {
  color: var(--success);
}

.error {
  min-height: 18px;
  color: var(--danger);
  font-size: 0.86rem;
  font-weight: 700;
}

.tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 16px;
}

.tab-btn {
  padding: 10px 14px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: var(--card);
  color: var(--muted);
  font-weight: 900;
}

.tab-btn.active {
  color: #fff;
  background: var(--primary);
}

.tab-panel {
  display: none;
}

.tab-panel.active {
  display: block;
}

.modal-backdrop {
  position: fixed;
  inset: 0;
  z-index: 100;
  display: grid;
  place-items: center;
  padding: 20px;
  background: rgba(15, 23, 42, 0.55);
  opacity: 0;
  visibility: hidden;
  transition: opacity var(--speed), visibility var(--speed);
}

.modal-backdrop.open {
  opacity: 1;
  visibility: visible;
}

.modal {
  width: min(560px, 100%);
  padding: 22px;
  border-radius: var(--radius);
  background: var(--card);
  box-shadow: var(--shadow);
  transform: translateY(14px);
  transition: transform var(--speed);
}

.modal-backdrop.open .modal {
  transform: translateY(0);
}

.modal-head {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  align-items: center;
  margin-bottom: 16px;
}

.toast-stack {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 120;
  display: grid;
  gap: 10px;
}

.floating-actions {
  position: fixed;
  right: 18px;
  bottom: 86px;
  z-index: 60;
  display: grid;
  gap: 10px;
}

.floating-actions a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 10px 14px;
  border-radius: 999px;
  color: #fff;
  background: var(--primary);
  box-shadow: var(--shadow);
  font-weight: 900;
}

.floating-actions .float-console {
  color: #172033;
  background: var(--gold);
}

.toast {
  min-width: 260px;
  padding: 14px 16px;
  border-left: 5px solid var(--primary);
  border-radius: 10px;
  background: var(--card);
  box-shadow: var(--shadow);
  animation: toastIn 0.25s ease;
}

@keyframes toastIn {
  from {
    opacity: 0;
    transform: translateY(10px);
  }
}

.service-details {
  display: none;
  margin-top: 12px;
  color: var(--muted);
}

.service-card.open .service-details {
  display: block;
}

.settings-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 14px 0;
  border-bottom: 1px solid var(--line);
}

.switch {
  position: relative;
  width: 54px;
  height: 30px;
}

.switch input {
  opacity: 0;
}

.switch span {
  position: absolute;
  inset: 0;
  border-radius: 999px;
  background: #98a2b3;
  transition: background var(--speed);
}

.switch span::after {
  content: "";
  position: absolute;
  top: 4px;
  left: 4px;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: #fff;
  transition: transform var(--speed);
}

.switch input:checked + span {
  background: var(--primary);
}

.switch input:checked + span::after {
  transform: translateX(24px);
}

.app-footer {
  margin-top: 56px;
  border-top: 1px solid var(--line);
  background: var(--card);
}

.footer-inner {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 16px;
  padding: 26px 0;
  color: var(--muted);
}

.chart-box {
  height: 320px;
}

.chart-box canvas {
  width: 100%;
  height: 100%;
}

@media (max-width: 980px) {
  .header-inner {
    grid-template-columns: auto 1fr auto;
  }

  .founders-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .founders-card {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .founders-quote-card {
    padding: 20px 22px;
  }

  .nav,
  .search,
  .logout-btn {
    display: none;
  }

  .hamburger {
    display: grid;
  }

  .hero-grid,
  .intro-grid,
  .trust-grid,
  .process-flow,
  .phase-grid,
  .grid-4,
  .grid-3,
  .grid-2 {
    grid-template-columns: 1fr;
  }

  .process-step:not(:last-child)::after {
    display: none;
  }
}

@media (max-width: 620px) {
  .header-inner,
  .footer-inner,
  .container {
    width: min(100% - 22px, 1180px);
  }

  .brand small {
    display: none;
  }

  .hero {
    padding: 34px 0;
    min-height: auto;
  }

  .page-section {
    padding: var(--section-space-mobile) 0;
  }


  .hero-kpis {
    grid-template-columns: 1fr;
  }

  .form-grid {
    grid-template-columns: 1fr;
  }

  .dropdown-panel {
    right: -48px;
  }

  .floating-actions {
    right: 12px;
    bottom: 76px;
  }

  .floating-actions a {
    min-height: 38px;
    padding: 8px 11px;
    font-size: 0.82rem;
  }
}

.hero-section{
    min-height:80vh;
    display:flex;
    align-items:center;
    justify-content:center;
    flex-direction:column;
}

.tz-nav-shell{
    max-width:1400px;
    margin:auto;
    padding:0 0px;
    height:90px;

    display:flex;
    align-items:center;
    justify-content:space-between;
}

.tz-nav-links{
    display:flex;
    align-items:center;
    gap:48px;
}

.tz-login-btn{
    padding:12px 24px;
    border:1px solid #d1d5db;
    border-radius:12px;
    text-decoration:none;
    font-weight:600;
    transition:.3s;
}

.tz-login-btn:hover{
    background:#f3f4f6;
}

.tz-btn-primary{
    padding:14px 32px;
    width:auto;
    min-width:220px;
    border-radius:14px;
}

/* =====================================================
   Leadership / Our Team section (About page)
   ===================================================== */

.tz-section--leadership{
  padding: 120px 0;
}

.tz-section-header--center{
  text-align:center;
}

.tz-section-header--center h2{
  margin: 0 0 12px;
  font-size: clamp(1.9rem, 3.4vw, 2.7rem);
  color:#0f172a;
  font-weight: 900;
}

.tz-section-header--center p{
  margin: 0 auto;
  max-width: 820px;
  color: var(--muted);
  font-size: 1.06rem;
}

.tz-leadership-grid{
  margin-top: 44px;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 32px;
  align-items: stretch;
}

.tz-leadership-card{
  position: relative;
  border-radius: 20px;
  background: rgba(255,255,255,0.6);
  border: 1px solid rgba(217,230,247,0.9);
  box-shadow: var(--shadow);
  backdrop-filter: blur(16px);
  min-height: 100%;
  transform: translateY(40px);
  opacity: 0;
  transition:
    transform 300ms ease,
    box-shadow 300ms ease,
    border-color 300ms ease;
  outline: none;
}

.tz-leadership-card__top-accent{
  position:absolute;
  top:0;
  left:0;
  right:0;
  height: 5px;
  border-top-left-radius: 20px;
  border-top-right-radius: 20px;
  background: linear-gradient(90deg, rgba(244,183,64,0.0), rgba(244,183,64,0.95), rgba(244,183,64,0.0));
  transform: translateY(-1px);
  opacity: 0.95;
}

.tz-leadership-card__inner{
  padding: 32px;
  display:flex;
  flex-direction: column;
  height: 100%;
}

.tz-leadership-photo{
  width: 92px;
  height: 92px;
  border-radius: 999px;
  margin: 2px auto 18px;
  background:
    radial-gradient(circle at 30% 30%, rgba(0,167,247,0.18), transparent 35%),
    radial-gradient(circle at 70% 20%, rgba(244,183,64,0.18), transparent 45%),
    linear-gradient(135deg, rgba(7,55,150,0.10), rgba(255,255,255,0.9));
  border: 1px solid rgba(217,230,247,0.9);
  box-shadow: 0 18px 38px rgba(7, 55, 150, 0.12);
  position: relative;
  overflow:hidden;
  transition: transform 300ms ease;
}

.tz-leadership-photo::after{
  content:"";
  position:absolute;
  inset:-40%;
  background: conic-gradient(from 180deg, rgba(244,183,64,0.0), rgba(244,183,64,0.45), rgba(0,167,247,0.25), rgba(244,183,64,0.0));
  filter: blur(18px);
  opacity: 0.55;
}

.tz-leadership-name{
  font-weight: 900;
  color: #0f172a;
  font-size: 1.05rem;
  margin-top: 4px;
  text-align:center;
  transition: color 300ms ease;
  border: 0;
}

.tz-leadership-designation{
  text-align:center;
  font-weight: 800;
  color: var(--primary);
  opacity: 0.92;
  margin-top: 8px;
  font-size: 0.95rem;
}

.tz-leadership-description{
  margin: 14px 0 0;
  text-align:center;
  color: var(--muted);
  line-height: 1.6;
  flex: 1;
}

.tz-leadership-actions{
  display:flex;
  gap: 10px;
  justify-content:center;
  margin-top: 18px;
}

.tz-icon-btn{
  width: 42px;
  height: 42px;
  border-radius: 14px;
  border: 1px solid rgba(217,230,247,0.95);
  background: rgba(255,255,255,0.7);
  display:grid;
  place-items:center;
  color: #0f172a;
  font-weight: 900;
  transition: transform 200ms ease, border-color 200ms ease, background 200ms ease;
}

.tz-icon-btn:hover{
  transform: translateY(-3px);
  border-color: rgba(244,183,64,0.65);
  background: rgba(255,255,255,0.95);
}

.tz-leadership-card:hover{
  transform: translateY(-8px);
  box-shadow: 0 26px 58px rgba(7, 55, 150, 0.18);
  border-color: rgba(244,183,64,0.55);
}

.tz-leadership-card:hover .tz-leadership-photo{
  transform: scale(1.05);
}

.tz-leadership-card:hover .tz-leadership-card__top-accent{
  animation: tzGoldSweep 900ms ease both;
}

.tz-leadership-card:hover .tz-leadership-name{
  color: var(--primary);
}

@keyframes tzGoldSweep{
  0%{ filter: saturate(1) brightness(1); opacity: .35; transform: translateY(-1px); }
  45%{ opacity: 1; }
  100%{ filter: saturate(1.2) brightness(1.05); opacity: .55; transform: translateY(0); }
}

.tz-trust-strip{
  margin-top: 34px;
}

.tz-trust-strip__grid{
  display:grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 24px;
  justify-items:center;
  align-items:center;
  text-align:center;
  padding: 18px 22px;
  border-radius: 18px;
  background: rgba(238,244,255,0.65);
  border: 1px solid rgba(217,230,247,0.85);
  backdrop-filter: blur(14px);
}

.tz-trust-item{
  display:flex;
  flex-direction: column;
  gap: 10px;
  align-items:center;
  transition: transform 240ms ease;
}

.tz-trust-item:hover{
  transform: translateY(-4px);
}

.tz-trust-icon{
  width: 46px;
  height: 46px;
  border-radius: 16px;
  display:grid;
  place-items:center;
  background: rgba(255,255,255,0.75);
  border: 1px solid rgba(217,230,247,0.95);
  box-shadow: 0 18px 38px rgba(7,55,150,0.08);
  color: var(--primary);
  font-weight: 900;
}

.tz-trust-text{
  font-weight: 900;
  color: #0f172a;
  font-size: 0.95rem;
}

/* Animation state: set by script.js */
.tz-leadership-card.is-visible{
  opacity: 1;
  transform: translateY(0);
}

.tz-leadership-card.is-animating{
  will-change: transform, opacity;
}

@media (max-width: 1100px){
  .tz-leadership-grid{ grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .tz-trust-strip__grid{ grid-template-columns: repeat(2, minmax(0, 1fr)); row-gap: 18px; }
}

@media (max-width: 767px){
  .tz-section--leadership{ padding: 90px 0; }
  .tz-leadership-grid{ grid-template-columns: 1fr; }
  .tz-trust-strip__grid{ grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce){
  .tz-leadership-card,
  .tz-leadership-card.is-visible{
    opacity: 1;
    transform: none;
    transition: none;
  }
  .tz-leadership-photo,
  .tz-leadership-card__top-accent{
    transition: none;
    animation: none;
  }
  .tz-trust-item{ transition: none; }
}